Deposit & Savings Schemes

The following deposit schemes have been implemented to provide attractive interest rates to the depositors in the existing competitive financial environment. It is a transactional interest-bearing account where a deposit is placed in the Bank for an unspecified period, which can be withdrawn whenever required through different means.

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A. General Saving

This saving scheme A/c can be open with minimum deposit 100NPR on 7.50% Interest (monthly basis) per annum. Interest is calculated on the basis of on Quarterly basis of Nepali Fiscal Year. We provide Cheque book & deposit passbook for free.

B. Business Saving

This savings account is a suitable for doing transaction of business purpose. The minimum balance in this account is Rs. 5000/- with interest rate of 8.25% per annum (based on daily balance). Arrangements have been made to keep and withdraw any amount in this account by cheque.We provide Cheque book & deposit passbook for free.

C. Grihini Mahila Saving

This saving account is favorable for women and aim with the propose of women empowerment. Arrangements have been made to transfer their deposits from this account to each other in a reliable manner on the basis of payment . The minimum balance in this account is Rs. 5,000. with interest rate 7.75percent per annum (based on daily basis). Arrangements have been made to keep and withdraw any amount in this account.

D. Business Plus Saving

This savings account is targeted at members doing business in the commercial and industrial sectors. The minimum balance in this account should be Rs. 50,000. Interest is provided at the rate of 8.75 percent per annum (based on daily balance). 

E. Other Schemes

Minimum upto 7-10 Lakhs               8.50% above

Minimum upto 10-20 Lakhs             9.00%

Minimum upto  20-30 Lakhs             9.50%

Minimum upto  40 Lakhs                  12.00%


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